Morgan Stanley

Disclosures Index

Wealth Management Disclosures

Client Relationship Summary for Morgan Stanley Smith Barney LLC (Form CRS) Wealth Management Disclosures Wealth Management Research Disclosures Understanding Your Brokerage and Investment Advisory Relationships Bank Deposit Program Disclosure Statement Rule 2273 Educational Communication for Clients of New Recruits Preferred Savings Program Disclosure Statement Middle Markets Group Disclosure Statement Rate Monitor Global Currency Rates Savings Rate Monitor Client Advisory Center Financial Advisor Disclosure Awards Disclosures Closed End Funds Credit Ratings Foreign Exchange Disclosure Understanding Variable Annuities Mutual Fund Features, Share Classes and Compensation Mutual Fund and ETF Revenue-Sharing Families Morgan Stanley Access Direct - Mutual Fund Features, Share Class Options and Compensation ETF Revenue Sharing, Expense Payments and Data Analytics Fees Mutual Funds and ETFs Considerations Unit Investment Trusts – Features, Costs and Compensation Understanding 529 Education Savings Plans and Compensation FINRA's BrokerCheck Morgan Stanley Thematic Baskets Notice Regarding Products that Invest In Cryptocurrencies ETF, Mutual Fund, and Money Market Funds Liquidity Risk

Institutional Research

General Research Disclosures Security Specific Research Disclosures Research Conflict Management Policies Glossary of Terms MSFX Currency Indices MSPM Precious Metals Indices

Global Capital Markets

MS &Co. Client Relationship Summary (Form CRS) Disclosures related to MiFID II Morgan Stanley EMEA Marketing and Allocation Policy for Offerings of Newly Issued Securities Morgan Stanley EMEA Risk Management Transactions for New Issues of Fixed Income Securities LIBOR Risks and Global Benchmark Reform Disclosures

Firm Disclosures

Instagram Disclaimer USA PATRIOT Act Notice Disclosure UK Pension Statements Dean Witter Reynolds Pension Statements Notification Regarding COVID-19 Related International Mail Suspensions 2022 Report on the CARE Employee Dispute Resolution Program California Voluntary Carbon Market Disclosure

Sales & Trading (US)

Business Continuity Planning Information Cboe Options Global Trading Hours and Curb Trading Hours Disclosure Extended Hours Trading Risk Disclosure FCM Disclosure Morgan Stanley Dark Pools MS&Co MSRB Rule G-10 Disclosure MS&Co. Client Relationship Summary (Form CRS) Price Reporting Code of Conduct Regulatory Communications SEC Rules 605 and 606 Disclosures (formerly Rules 11Ac1-5 and 11Ac1-6) U.S. Cash Equity Order Handling and Routing FAQs U.S. IED Listed Options Order Handling and Routing Letter U.S. IED Order Handling and Risk Transactions Letter U.S. Listed Options Disclosures

Sales & Trading (Global)

FID ETF Trading Practices Information Letter LIBOR Risks and Global Benchmark Reform Disclosures Liquidity Provider Cover Sheet (Foreign Exchange) FID Trading Practices Information Letter Statement of Commitment to the FX Global Code

Sales & Trading (EMEA)

CSDR Disclosures Derivatives Clearing Disclosures EMEA Equity Order Handling and Routing FAQs General Risks Disclosure – MIFID II / FinSA Intragroup Margin Exemption Disclosure MiFID II – Product Governance – Target Market Disclosure MIFID II – RTS27 & RTS28 Disclosures MIFID II Cost & Charges Minor Non-Monetary Benefits Disclosure for Morgan Stanley & Co. International plc Minor Non-Monetary Benefits Disclosure for Morgan Stanley Europe SE and Morgan Stanley Bank AG Morgan Stanley EMEA Application of the AFME/IA Framework for Indications of Interest Morgan Stanley MiFID Commercial Policy MS IOSCO Compliance Statement MSESE Order Execution Policy Disclosure Statement MSIP and MSESE Reg S/144A MSIP Benchmark Statement - Commodities Signal-based Benchmark Family MSIP Benchmark Statement - Credit Signal-based Benchmark Family MSIP Benchmark Statement - Equity Signal-based Benchmark Family MSIP Benchmark Statement - FX Signal-based Benchmark Family MSIP Benchmark Statement - Multi-Asset Signal-based Benchmark Family MSIP Benchmark Statement - Multi-Strategy Benchmark Family MSIP Benchmark Statement - Option-based Benchmark Family MSIP Benchmark Statement - Rates Signal-based Benchmark Family MSIP Benchmark Statement - Single Stock Equity Benchmark Family MSIP Benchmark Statement - Trackers Benchmark Family MSIP MSBIL Order Execution Policy Disclosures Statement Statement of Commitment to the Global Precious Metals Code Statement of Commitment to Standards Published by Financial Markets Standards Board Statement of Commitment to the UK Money Markets Code

Sales & Trading (Asia Pacific)

Asia Equity Order Handling and Routing FAQs Morgan Stanley Asia Indications of Interest (IOIs) Framework Morgan Stanley Asia’s Order Execution Policy Disclosure Statement Morgan Stanley Dark Pools Morgan Stanley Hong Kong's Order Execution Policy Disclosure Statement - FID Morgan Stanley Singapore’s Order Execution Policy Disclosure Statement